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Payday loans are not suitable for, and would be expensive as, a means of longer term borrowing and are not appropriate if you are in financial difficulty. Please click here to review our responsible lending policy.

Late payment can cause you serious money problems. For help, go to

Please note that this is short term, high cost credit which is unsuitable for longer term borrowing. Before borrowing please ensure that you can afford to repay each instalment on time. If you do not make the payments on time you will incur default charges. We do not charge default interest or a missed payments fee but you must pay our reasonable costs and expenses if we have to trace you because you move without telling us or if we have to take legal action to enforce our agreement with you. Default can also have an adverse affect on your credit rating as outlined below.

How Do Short Term Instalment Loans Offered By
UK Lenders Alliance Work?

A short term instalment loan is a 6 month loan intended to get you cash when you need money. (These types of loans are not intended as long term solutions to ongoing financial issues.)


All you need to do is fill out the brief online application form. Double check the information to ensure it is correct so as not to hold up the decision making process.


One of our team at UK Lenders Alliance will review the information and let you know about your application status by e-mail, text message or phone. All aspects of short term instalment loans online applications are handled in complete confidentiality by one of our friendly team of short term loan experts.

Use Short Term Instalment Loans Only For Emergencies

UK Lenders Alliance recommends that you use the money for an emergency only and pay back the loan within the agreed time period. This will ensure that you are in control of using the service responsibly.


The service can be used for all sorts of unexpected cash emergencies.
Each short term instalment loan application is analysed as quickly as possible but will always be subject to an assessment of affordability.

All payment history is reported to credit agencies. The performance of your loan could affect your ability to obtain future credit and the cost of future credit.

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